They used an arbitrary 90% Loan to Value multiple, after Obama authorized over 100% as allowable. I’ll never bank with USAA after they refused a mortgage refinance in 2010. They hold our mortgage, which is convenient. It’s transparent to me whether it’s an electronic transfer or a mailed check.
I’ve had no problems with Bill Pay, that I use for all our bills. I find online info to be good enough for banking. I quit using quicken for banking, but It still tracks my investments with 30 years of cost basis. They have been my primary Direct Deposit institution for 32 years. Maybe I need a replacement for Banktivity, although that seems even harder than switching banks. My Navy Federal CD initial deposit imported into Banktivity using Direct Access, no problem, and their list of banks experiencing Direct Access problems said only 7% of NFCU customers are experiencing issues, vs 75 - 100% of USAA customers.
It's so short! I will contact Banktivity. Interesting, I hadn't seen the Banktivity Open Banking list. Note that Schwab holds incoming ACH transfers for four business days.
Banktivity direct access not working free#
Of the banks on the list, Schwab is the one I would pick, but there is no free lunch. I think for what you want you need a financial institution that uses the API transfer rather than scraping. Bill pay is the same vendor for both, but USAA is slightly better integrated. There is an ‘under consideration’ flag for supporting additional servers and hopeful that will accommodate self hosted solutions.To me, NFCU has more connectivity issues than USAA, in general. The top contender for my situation is MoneyStats. Hope this is a misunderstanding on my part and it exists. None seem to do transaction templates…a few touch upon them but no real templates. You can back up to anywhere, but not run a data file from anywhere except the local device or iCloud (Dropbox in one case) None support a variety of cloud services, self hosted cloud nor webdav. Some support iCloud or Dropbox, so add on a second subscription just to maintain historical data. Add a photo to each transaction and now you have one large data file a few months in. Storage - while all above support photos with each transaction, none accommodate nor support storage for data file size.
Banktivity direct access not working full#
Wish you got 30 days at full and revert back to freemium mode after 30 days (rather then buy, give payment info and cancel within 7 days) Some of the apps do not let you test premium upgrades. Gestures, actions…parity with all primary functions of desktop apps. Everything a desktop finance app can do is BETTER as iOS apps. It has been a while since looking at iOS apps for full finance solutions and have to say color me impressed.
The apps that are still on the iPhone for consideration are (in no particular order:) Tried a bunch of iOS finance apps…long list. I expect a few people here might have spent time in similar evaluations and needs. Found one or two iOS apps, yet days file stored locally and photo send the file size into orbit. Posting here because research so far is not rendering decent options. Lot of finance apps with their own take on thins…care not for social angles, budgeting, currencies, downloading/connecting to banks etc, graphs, charts, anaysis Most payments are the same and repeat…autofull maintaining the categories needed. (see, if stored locally on an iOS device data file size gets too large quick.)īasic category management and reports for tax time. Seeking an iOS centric finance app with the following:ĭata file on server (self server, 3rd party servers except iCloud)Īccommodates a minimum of one photo per register entry. IGG leadership would continue its path of copying quicken, ignoring (for the most part) iOS and mobile platforms and then (the final straw) jumping on the subscription bandwagon. Oh, those single row registers were magical. I have been a die hard loyalist of (iBank( Banktivity since it’s inception.
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